i went to court to day. as you can see below. =) definitely in the top 5 of make you want to jump off a bridge category. i dont know why it was so bad, but it was. my attorney actually did his do, despite his slight inappropriateness towards me. and the trustee lady didn't seem to hate me. in fact i think between my attorney and the trustee they are going to help me reduce my expenses more than i thought. thank you lord!
so i was second to last on the docket. guess when you reschedule they make sure you go after everyone else.
but it was interesting to watch the other cases and then there was hardly anyone else to hear my business when my turn came.
it was awful to hear some of the peoples' situations. one man (probably early 50's and single) had counted his Keno losses as a financial loss last year. the trustee even asked him, sir "do you gamble?". my lawyer laughed out loud. oops. but he said yes. we even got to hear how much money you make, how much you paid for your house and how many cars you own. it is was 1000% demoralizing for everyone in there.
but everyones reactions were different. the gamblin man seems sorry, but not sorry enough to stop gambling. it was strange. and his attorney had messed up his forms so badly, they really couldnt file anything.
another lady had a live in man with no job, 3 kids, and a mother living with her. she made ok money, but they said she had to count her mothers income and that would mean she would have too much money to file this type of bankruptcy. she looked so stressed out. why was all of this on her?
another women came on her own, whilst her 2 time bankruptcy filing husband "worked". as she stated it was irregular. however, she makes $100,000+ and they seemed to own about 5 properties.
one single middle aged man said he owed his mortgage company about $78,000 in back payments. he had lost his job over 2 years ago and hadn't paid his mortgage since.
the last lady, that really got me was the lady who said she paid $500 a month to her church, but hadn't paid her mortgage in close to a year. the trustee tried to poke a bit at that and eventually asked for proof of her payment to the church. i just couldn't believe how long these people had gone without paying their bills. it was insane. i would be floater after dealing with that many creditors for that period of time.
my number finally got called and i had already had about 3 strokes, so there really wasn't any blood left in my body. and somehow we got thru it. still not complete, but i think my time in front of the judge is.
if anything, i just wish i wasn't here by myself right now. today would have been a really, really nice day to go to happy hour after work and medicate my worries a little bit. but i am not hard up enough to go to a bar by myself. thats a little over the line. =)
i think i am going to be okay and this mess will be cleared up in much less time than expected and i still own a house. i can't help but feel a little pitiful still. sorry. working on it.
Wallow a bit. You've earned it. I, for one, am proud that you are dealing with things head on instead of waiting like those other people. Can you imagine?
ReplyDeleteI am proud of you. I love you. And you are NEVER alone.